Service Provider Insurance

As a service provider, you need specific insurance coverage for you, your customers and your investments. We understand that, and Murray Sullivan can help you make the right decisions.

We offer a multi-coverage package policy that addresses your business needs. It provides you with property coverage, business liability and optional crime coverage all-in-one with additional coverage available if necessary. It avoids dangerous coverage gaps and also costly coverage duplications.

Property Coverage

Building(s)* including:

    * All garages, storage buildings and completed additions to the business

    * Permanently installed fixtures, machinery and equipment

    * Materials and supplies for construction or repair of the building

    * Business Personal Property used for the maintenance and service of the building including fire     extinguishing equipment, floor coverings, drapes and appliances

    * Outdoor furniture

*Available if you own the building or your lease agreement requires you to insure it.

Business Personal Property including:

    * Personal property

    * Personal property of others

    * Improvements and betterments

    * Loss of income

    * Valuable papers

    * Accounts receivable

    * Debris removal

    * Emergency removal

    * Newly acquired business personal property

    * Property temporarily away from premises

    * Outdoor trees, plants or shrubs

    * Seasonal automatic increase

    * Consequential loss

    * Collapse of buildings

Optional Property Coverage:

    * Building glass

    * Outdoor signs

    * Electronic data processing equipment

Business Liability Coverage

Business Liability coverage includes:

    * Premises and operations

    * Premises medicals

    * Products and completed operations

    * Employers non-ownership

    * Personal injury liability

    * Broad form property damage

    * Contractual liability

    * Employees as additional insured

    * Fire legal liability

    * Medical expenses

    * Supplementary payments

      Optional Crime Coverage

      (for additional premium)

      Crime Coverage

    * Employee dishonesty

    * Broad form money and securities - inside

    * Broad form money and securities - outside

    * Medical payments

    * Forgery or alteration

      Additional Coverage

    * Building ordinance

    * Commercial auto

    * Umbrella coverage

    * Equipment breakdown

    * Earthquake coverage (in states where available)

    * Workers' compensation (required if there are any employees on staff)